Credit can be thought of as Substance. Debt can be thought of as Shadow. The shadow always follows the substance and is no less significant. Debt can be a useful asset, or a  tool rather than a liability. Knowledge is power and the rich are rich because they have knowledge of how monetary energy works.

Debt exists as a liability on the books of most individuals. but debt exists as well as an asset on the books of corporations using double entry bookkeeping. Debt can be leveraged to build credit and wealth. The elite use debt to create credit and build assests and wealth, so why aren’t you?

There are different forms of money and payment. An education in Negotiable Instruments, Emergency War Powers, Bankruptcy and Privacy v Public Policy, is helpful in navigating these areas effectively. A term that can be used to describe a synthesis of this understanding is “Monetary Energy Theory.”